ATHLETIC INJURIES: WHO PAYS AFTER GRADUATION?
Louisville guard Kevin Ware doesn’t have to worry about medical bills now. What
his insurance doesn’t cover the university’s will. But what if his nationally televised
broken leg doesn’t heal the way it should, what if Ware has persistent problems and
medical costs after graduation?
The University of Louisville has not yet responded to our questions, but one person
National College Players Association
says universities need to be far more transparent about who is going to pay for
to some huge
medical bill surprises
“Many of the coaches who are recruiting the players,” says Huma, “are promising
the players that if they are injured, the university will take care of it, but in reality
the university is not obligated to pay one penny for any sports related injury.”
Confusion about who pays is understandable.
article posted earlier this week, NCAA spokesperson, Stacey Osburn,
was quoted saying, “Student-athletes must have insurance covering athletic-related
injuries to practice and compete, per rules adopted by NCAA institutions – and in
most cases colleges and universities provide that coverage.”
In most cases the university provides that coverage?
Osburn’s statement is inconsistent not only with information provided by the
National College Players Association but also with the findings of a student
reporting project at Kent State University.
Student journalists checked with every university in the Mid-American Conference
treatment for athletic injuries requiring hospitalization? The answer at university
after university: the student’s insurance.
Most universities do provide secondary coverage; some don’t even do that.
Despite increased awareness of athletic concussions, their severity and the cost of
treatment, medical expenses don’t seem to be a topic of much discussion when
university recruiters try to entice high school athletes to come to their school. Kent
State student reporters found no university in the Mid American Conference that
has any sort of formal disclosure policy regarding medical costs. That doesn’t
surprise Ramogi Huma.
Says Huma, “I guarantee you, there will be no coach in the nation that’s going to
recruit a player and say we’re going to stick you with the medical bill if you get
We’ve asked the NCAA to provide data that supports its assertion that it’s the
received a response. This story will be updated as we receive that information.