When Change Takes Effect
(b) Said change of beneficiary, if in accordance with the laws, shall
take effect upon the receipt of the written request for change at the
Supreme Office.
Conditions of Benefit Certificate
SEC. 80. No officer, employee or agent of the Order, or any council
thereof, has the power, right or authority to waive any of the condi-
tions upon which benefit certificates are issued, or to change, vary or
waive any of the provisions of the constitution or laws. Each and
every benefit certificate is issued only upon the conditions stated in
and subject to the constitution and laws of the Order.
Proof of Death
SEC. 81. (a) Upon the death of a person insured the beneficiary or
any claimant of the benefit shall furnish to the Order complete proofs
of death in such form as may be provided by the Board of Directors
and such other information as may be required by the Order, together
with the benefit certificate under which the claim is made. No liability
of the Order shall be incurred or implied by the furnishing of blanks
for proof of death or by requesting information.
(b) Upon accidental death of the person insured holding a certifi-
cate which provides the Additional Accidental Death Benefit, the ben-
eficiary or any claimant of the benefit shall furnish also a proof of
accidental death, as defined and limited under the provision therefor,
in such form as may be provided by the Board of Directors. The
Board of Directors may require such other or further proofs of acci-
dental death as deemed necessary.
Disability Waiver Benefit Claims
SEC. 83. (a) In event of the total and claimed permanent disability
of a person insured whose certificate provides for the Disability
Waiver Benefit, the said person or his representative shall furnish to
the Order notice of claim and initial proofs of total disability, and
shall subsequently submit proofs of the continuance of such total dis-
ability, all in such form as may be provided by the Board of Directors,
also the person insured shall submit, from time to time during such
disability, to physical examinations by the Order’s representatives.
The Board of Directors may require such other and further proofs of
such disability or continued disability as it shall deem necessary.
(b) Upon receipt of said official notice of claim the same shall be
considered and such action taken as may be proper with respect to
the case. If upon receipt of official proofs of such disability after the
six months’ waiting period for such benefit shall have expired they
are found to be sufficient and the claim is deemed to be valid under
the laws of the Order, a warrant or warrants for the amount due shall,
unless otherwise provided in the disability waiver provision, be
drawn in favor of the certificate holder for the amount of any monthly
contribution paid on or charged against the certificate which under
the terms of said benefit shall be waived retroactively and therefore
KNIGHTS OF COLUMBUS 37
refunded; and notice that for the period named therein the regular
monthly contribution shall be waived on the certificate upon which
claim is based, upon the presumption that such total disability of the
person insured will continue during such period shall be transmitted
to the certificate holder.
(c) After original allowance of claim for benefits, the Order shall
from time to time require, as seems to it desirable, and the person
insured shall submit, proof of the continuance of such disability, and
such notification of waiver shall be issued if such proofs are
approved.
(d) If the Order shall reject such original or subsequent claim for
said benefit, it shall transmit appropriate notification to the certifi-
cate holder.
Notice of Assessment or Contribution
SEC. 84. The Supreme Secretary shall send to the person whose life
is insured, at the address of such person as shown on the mailing
records of the Supreme Office, notice of assessment or contribution
duly addressed and mailed not less than ten days and not more than
forty-five days prior to the day when such insurance assessments and
contributions become due, or in case any other person is responsible
for the payment of the same and written notice of the name and
address of such person has been given to the Order, then to that per-
son.
If payment demanded by such notice shall be made within the
grace period established by the insurance contract, it shall be taken
to be in full compliance with the requirements of the certificate in
respect to the time and manner of payment. The affidavit of any offi-
cer, clerk or agent of the Order, or anyone authorized by it to mail
such notice, stating facts which show that notice required by this sec-
tion has been duly addressed and mailed by the Order, shall be pre-
sumptive evidence that notice has been duly given.
No action shall be maintained to recover on any benefit certificate
which has become lapsed because of default in payment of any such
contribution or assessment, except an action to recover the cash sur-
render value, if any, or to recover the paid-up or extended insurance,
if any, unless the same is instituted within the time limitation fixed by
the law of the state or province in which the benefit certificate was
delivered, or in event no time limit is fixed by statute for such an
action, within two years from the day upon which default was made
in paying the contribution or assessment for which it is claimed that
lapse ensued.
Since the person insured and the person responsible for the pay-
ment of contributions or assessments shall be presumed to have full
notice of regular monthly assessments or contributions from the laws
and practice of the Order, the provisions of this section as to notice
shall not apply to any certificate requiring the payment of contribu-
tions or assessments monthly, but the Supreme Secretary shall give
38 LAWS GOVERNING SUPREME COUNCIL
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