CHAPTER XVI
MEDICAL EXAMINER— DUTIES
Medical Districts
Medical Examiners— Definition
SEC. 146. The term “medical examiners” as used in these Laws
shall mean any physician, osteopathic physician, paramedical person,
medical or paramedical center or facility duly appointed by the
Supreme Physician to examine applicants for insurance.
Appointment of Medical Examiners
SEC. 147. The Supreme Physician shall commission suitable med-
ical examiners. The commissions of all medical examiners shall auto-
matically be renewed as of September 30 of each year, except in the
case of death or disability of the examiner or upon earlier revocation
thereof by the Supreme Physician.
Qualification
SEC. 148(a). Medical examiners shall have such qualifications as
the Board of Directors, on the advice of the Supreme Physician, from
time to time deem advisable to ensure effective determination of
insurability of risks submitted to the Order.
(b.) Applicants for commissions as medical examiners shall submit
their credentials to the Supreme Physician in such form as he may
require.
Removal
SEC. 149. Any medical examiner may be removed, and the examin-
er’s commission revoked, by the Supreme Physician whenever he
deems the good of the Order demands it. A medical examiner
removed by the Supreme Physician, for any cause, whatever, shall not
perform any of the duties of medical examiner for the Order.
Examinations —When Legal
SEC. 150. No medical examination for insurance or for the rein-
statement of insurance shall be legal unless made by a medical exam-
iner, duly commissioned as hereinafter provided. Where there is no
duly commissioned medical examiner or where, for any reason, such
examiner cannot act, the Supreme Physician may designate any qual-
ified person or facility to make such examination.
An applicant for insurance may, upon permission granted by the
Supreme Physician, be examined by a qualified person or facility
other than the medical examiner for the council through which he is
applying.
Duties
SEC. 151. The medical examiner shall examine carefully all persons
referred for insurance examination, in accordance with the forms
prescribed by the Board of Directors or the Supreme Physician, in
strict compliance with the instructions to medical examiners,
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answering fully any question on the prescribed forms, and shall for-
ward all examinations, with the examiners’ recommendations
endorsed thereon, to the Supreme Physician. The medical examiner
must certify that the proposed insured who has been examined is the
person described in the application.
Fees
SEC. 152. The fees to be paid for medical examinations or for
health certificates or medical reports of any nature shall be in such
amounts as prescribed by the Board of Directors. Such fee shall be
paid by the Supreme Council when the examination, certificate or
report is required in connection with an original application for insur-
ance or is requested by the Order in passing upon the acceptance of
a claim for disability benefit or upon proofs submitted for continu-
ance of benefits thereunder. Such fee shall be paid by the applicant if
payable in connection with reinstatement or change of benefit certifi-
cate, or if the examination, certificate or report is required because of
failure of the applicant to complete payments required for issue of his
benefit certificate or to enter the Order during the time limited for
such entry.
New Councils — Examinations
SEC. 153. In the institution of new councils the District Deputy or
Territorial Deputy in charge shall request the Supreme Physician to
assign a duly-commissioned medical examiner to examine where
required the applicants for insurance whereupon the Supreme
Physician shall designate such examiner.
Disposition of Papers
SEC. 154. All medical examinations shall be forwarded by the
examiner direct to the Supreme Physician immediately upon the
completion of the examination; and in no case shall an application be
accepted by the Supreme Physician if more than sixty days have
elapsed since the date of the examination except as specially provid-
ed in Section 117(b); and except the Supreme Physician may consider
the application and such additional declaration of insurability or cer-
tificate of health as he may require in his discretion if submitted with-
in ninety days from the date of examination.
Privacy of Examinations
SEC. 155. All examinations shall be made in private, no one to be
present save the applicant and examiner, except that in the case of an
examination for juvenile insurance a person caring for the child may
also be present.
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CHAPTER XVII
MISCONDUCT AND NONFEASANCE OF COUNCILS
Ipso Facto Suspension
SEC. 156. Any subordinate council which shall fail, neglect or
refuse to pay to the Supreme Council any indebtedness accruing to it
for contributions or death benefit assessments, per capita assess-
ments, or otherwise, within the time herein specified, to wit:
(a) Per capita assessments, three months and ten days;
(b) Contributions or death benefit assessments, forty days;
(c) All other indebtedness, forty days:
— after demand upon the Grand Knight or the Financial Secretary
by the Supreme Secretary, shall be ipso facto suspended.
Offenses of Councils
SEC. 157. Any subordinate council may be suspended or dissolved
and its charter forfeited for any of the following causes:
1. Violation of the charter, constitution, laws or ceremonials of the
Order, or any lawful order made by competent authority.
2. Failure, neglect or refusal to obey the lawful orders of the Board
of Directors, Supreme Knight, State, Territorial or District Deputy.
3. When its membership diminishes to less than twenty members in
good standing.
4. Neglect or refusal to make reports or returns required by the
laws of the Order or superior officers.
5. Wilful insubordination or contempt of any superior authority in
the Order.
6. Issuance or circulation of any document or circular relating to
ceremonial or management of the Order, criticism of officers, or
appeals to other councils for aid, unless approved, in the last
instance, by the State Deputy.
7. Failure to duly try an officer or member when charges are pre-
ferred, or failure to enforce sentence decreed by proper authority.
8. Failure to pay the per capita tax legally assessed by a State
Council.
9. Issuance of appeals for aid or contributions within the state, dis-
trict or territory, without the consent and approval of the State or
Territorial Deputy; or outside the state, district or territory, without
the approval of the Board of Directors.
10. Issuance of appeals for, or soliciting by virtue of membership in
the Knights of Columbus, aid, assistance or support by or in behalf of
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