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Section 1 Eligibility 

If you are a Federal or U.S. Postal Service employee, you are eligible to enroll in FEDVIP, 

if you are eligible for the Federal Employees Health Benefits (FEHB) Program or the 

Health Insurance Marketplace (Exchange) and your position is not excluded by law or 

regulation, you are eligible to enroll in FEDVIP.  Enrollment in the FEHB Program or a 

Health Insurance Marketplace (Exchange) plan is not required. 

Federal Employees

You are eligible to enroll if you: 

•  retired on an immediate annuity under the Civil Service Retirement System (CSRS), 

the Federal Employees Retirement System (FERS) or another retirement system for 

employees of the Federal Government;  

•  retired for disability under CSRS, FERS, or another retirement system for employees 

of the Federal Government.  

Your FEDVIP enrollment will continue into retirement if you retire on an immediate 

annuity or for disability under CSRS, FERS or another retirement system for employees 

of the Government, regardless of the length of time you had FEDVIP coverage as an 

employee.  There is no requirement to have coverage for 5 years of service prior to 

retirement in order to continue coverage into retirement, as there is with the FEHB 

Program. 

Your FEDVIP coverage will end if you retire on a Minimum Retirement Age (MRA) + 10 

retirement and postpone receipt of your annuity.  You may enroll in FEDVIP again when 

you begin to receive your annuity. 

Federal Annuitants

If you are a survivor of a deceased Federal/U.S. Postal Service employee or annuitant and 

you are receiving an annuity, you may enroll or continue the existing enrollment. 

Survivor Annuitants 

A compensationer is someone receiving monthly compensation from the Department of 

Labor’s Office of Workers’ Compensation Programs (OWCP) due to an on-the-job injury/

illness who is determined by the Secretary of Labor to be unable to return to duty.  You are 

eligible to enroll in FEDVIP or continue FEDVIP enrollment into compensation status. 

Compensationers 

Eligible family members include your spouse and unmarried dependent children under age 

22.  This includes legally adopted children and recognized natural children who meet 

certain dependency requirements.  This also includes stepchildren  and foster children who 

live with you in a regular parent-child relationship.  Under certain circumstances, you may 

also continue coverage for a disabled child 22 years of age or older who is incapable of 

self-support.  

FEDVIP rules and FEHB rules for dependent children eligibility are NOT the same.  For 

more information on family member eligibility visit the OPM website at www.opm.gov/

healthcare-insurance/ or contact your employing agency or retirement system. 

Family Members 

The following persons are not eligible to enroll in FEDVIP, regardless of FEHB eligibility 

or receipt of an annuity or portion of an annuity: 

•  Deferred annuitants  

•  Former spouses of employees or annuitants  

•  FEHB Temporary Continuation of Coverage (TCC) enrollees  

•  Anyone receiving an insurable interest annuity who is not also an eligible family 

member 

Not Eligible

5 

2018  

Enroll at www.BENEFEDS.com 

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Section 2 Enrollment 

You must use BENEFEDS to enroll or change enrollment in a FEDVIP plan.  

BENEFEDS is a secure enrollment website (www.BENEFEDS.com) sponsored by 

OPM.  If you do not have access to a computer, call 1-877-888-FEDS (1-877-888-3337), 

TTY number 1-877-889-5680 to enroll or change your enrollment. 

If you are currently enrolled in FEDVIP and do not want to change plans your 

enrollment will continue automatically.  Please Note:  your plans’ premiums may 

change for 2018. 

Note: You cannot enroll or change enrollment in a FEDVIP plan using the Health Benefits 

Election Form (SF 2809) or through an agency self-service system, such as Employee 

Express, PostalEase, EBIS, MyPay, or Employee Personal Page.  However, those sites 

may provide a link to BENEFEDS. 

Enroll Through 

BENEFEDS

Self Only: A Self Only enrollment covers only you as the enrolled employee or annuitant. 

You may choose a Self Only enrollment even though you have a family; however, your 

family members will not be covered under FEDVIP.  

Self Plus One: A Self Plus One enrollment covers you as the enrolled employee or 

annuitant plus one eligible family member whom you specify.  You may choose a Self 

Plus One enrollment even though you have additional eligible family members, but the 

additional family members will not be covered under FEDVIP.   

Self and Family: A Self and Family enrollment covers you as the enrolled employee or 

annuitant and all of your eligible family members.  You must list all eligible family 

members when enrolling. 

Enrollment Types

If you or one of your family members is enrolled in or covered by one FEDVIP plan, that 

person cannot be enrolled in or covered as a family member by another FEDVIP plan 

offering the same type of coverage; i.e., you (or covered family members) cannot be 

covered by two FEDVIP dental plans or two FEDVIP vision plans. 

Dual Enrollment

Open Season

If you are an eligible employee or annuitant, you may enroll in a dental and/or vision plan 

during the November 13, through midnight EST December 11, 2017, Open Season.  

Coverage is effective January 1, 2018. 

During future annual Open Seasons, you may enroll in a plan, or change or cancel your 

dental and/or vision coverage.  The effective date of these Open Season enrollments and 

changes will be set by OPM.  If you want to continue your current enrollment, do 

nothing.  Your enrollment carries over from year to year, unless you change it.

New hire/Newly eligible

You may enroll within 60 days after you become eligible as: 

•  a new employee; 

•  a previously ineligible employee who transferred to a covered position; 

•  a new survivor annuitant, if not already covered under FEDVIP; 

•  an employee returning to service following a break in service of at least 31 days. 

Your enrollment will be effective the first day of the pay period following the one in 

which BENEFEDS receives and confirms your enrollment. 

Opportunities to Enroll 

or Change Enrollment 

6 

2018  

Enroll at www.BENEFEDS.com 

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