Some people say that to prevent illness and disease, governments should focus more on reducing environmental pollution and housing problems

Answers
For extra practice, write an antonym (opposite word) on a piece of paper to help you remember the new vocabulary:
increasing number of individuals today take advantage of online applications more people now pay online
transfer send money
various businesses different companies
largely positive development mostly good
greater potential for fraud more of a chance of tricking people
particularly among less internet-savvy segments of the population especially with groups that don’t understand technology that well
oppose are against
point out argue
potential dangers possible risks
chance possibility of
password what you input to get into your account
exposed to hackers vulnerable to online criminals
transaction exchanging money
fraudulent criminal, fake
senders people who are transferring the money
make a mistake in how much money is transferred make errors when sending money
avoid not deal with
complications intricacies
older users people who are older
particularly vulnerable to fraud especially likely to be cheated
retired citizens fall victim people who don’t work any more taken advantage of
identity theft stealing someone’s private information
opening phishing emails clicking open emails that try to trick you
naively clicking on the links inside innocently opening the sites inside
unable to recover their money afterwards can’t get their money back
cybercrime online illegal acts
complex complicated
international problem global issue
tremendously convenient for the vast majority very easy for most people
In the past in the years before
make a trip to the bank go to the bank