Rich Dad Poor Dad is a starting point for anyone looking to gain control of their financial future

You can play 
CASHFLOW Classic
on the web at 
www.richdad.com 
and learn to convert 
earned income into
passive and/or
portfolio income

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Final Thoughts: Using Financial Intelligence
178
self-confidence because they are less afraid of losing.” In other words, the 
average investor does not make as much money because they are so afraid 
of losing money. The average investor does not know how to protect 
themselves from losses, and that is what CASHFLOW 202 teaches.
Average investors think investing is risky because they have not
been formally trained to be professional investors. As Warren Buffett, 
America’s richest investor says, “Risk comes from not knowing what 
you’re doing.” My board games teach the simple basics of fundamental 
investing and technical investing while people are having fun.
I occasionally hear someone say, “Your educational games are 
expensive,” which poses the question of ROI, the return on investment, 
or the value returned for the price paid. I nod my head and reply, “Yes, 
they may be expensive, especially when compared to entertainment board 
games. But my games are not as expensive as a college education, working 
hard all your life for earned income, paying excessive taxes, and then 
living in terror of losing all of your money in the investment markets.”
When someone walks away mumbling about the price, I can hear
my rich dad saying, “If you want to be rich, you must know what kind
of income to work hard for, how to keep it, and how to protect it from 
loss. That is the key to great wealth.” Rich dad would also say, “If you
do not understand the differences in those three incomes and do not 
learn the skills on how to acquire and protect those incomes, you will 
probably spend your life earning less than you could and working harder 
than you should.”
My poor dad thought a good education, a good job, and years of 
hard work were all you needed to be successful. My rich dad also thought 
a good education was important. But to him it was also important 
that Mike and I know the differences in the three incomes and what 
kind of income to work hard for. To him, that was basic financial 
education. Knowing the differences in the three incomes and learning 
the investment skills of how to acquire the different incomes is basic 
education for anyone who strives to acquire great wealth and achieve 
financial freedom—a special kind of freedom that only a few will ever 
know. As rich dad states in lesson number one, “The rich do not work
for money. They know how to have money work hard for them.” 

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Rich Dad Poor Dad
179
Rich dad said, “Ordinary earned income is money you work for, 
and passive and portfolio income is money working for you.” Knowing 
that little difference has been significant in my life. Or, as Robert Frost 
ends his poem, “And that has made all the difference.”