Bank Asya is the leading participation bank with an amount of 15.7 billion Turkish Lira; In terms of total funds collected as the end of 2012. Kuveyt Türk, Türkiye Finans and Albaraka Türk follow Bank Asya respectively. As of the end of 2012, total funds collected by participation banks reached to approximately 49 billion Turkish Lira, after an increase of 229 % compared to the end of 2007. Figures of deposit banks and participation banks are shown below which facilitates to make a comparative analysis between them.
Table 6 Total Funds Collected, 2007-2012 (1000TL)
END OF YEAR
|
ALBARAKA TÜRK
|
BANK ASYA
|
KUVEYT TÜRK
|
TÜRKİYE FİNANS
|
TOTAL SUM
|
Average 2007-2012
|
6.099.870
|
9.830.439
|
7.068.463
|
7.641.757
|
30.640.528
|
2012
|
9.225.018
|
15.741.858
|
12.755.043
|
11.429.536
|
49.151.455
|
2011
|
8.044.747
|
12.397.043
|
9.918.327
|
9.509.165
|
39.869.282
|
2010
|
6.881.590
|
11.166.582
|
7.381.473
|
8.397.896
|
33.827.541
|
2009
|
5.464.645
|
9.136.578
|
5.358.257
|
6.882.490
|
26.841.970
|
2008
|
3.985.110
|
5.842.821
|
4.069.372
|
5.312.548
|
19.209.851
|
2007
|
2.998.108
|
4.697.750
|
2.928.308
|
4.318.905
|
14.943.071
|
Table 6/b Increase Rate from Previous Year at Total Funds Collected, 2007-2011 (1000TL)
END OF YEAR
|
ALBARAKA TÜRK
|
BANK ASYA
|
KUVEYT TÜRK
|
TÜRKİYE FİNANS
|
Increase Rate From Prev.Year Total Sum
|
Average 2007-2012
|
28%
|
31%
|
33%
|
22%
|
28%
|
2012
|
15%
|
27%
|
29%
|
20%
|
23%
|
2011
|
17%
|
11%
|
34%
|
13%
|
18%
|
2010
|
26%
|
22%
|
38%
|
22%
|
26%
|
2009
|
37%
|
56%
|
32%
|
30%
|
40%
|
2008
|
33%
|
24%
|
39%
|
23%
|
29%
|
2007
|
39%
|
47%
|
24%
|
23%
|
33%
|
Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012-13) (PBAT, The Participation Banks Association of Turkey, 2012-13).
Among participation banks, Kuveyt Türk has the highest increase rate for total funds in 2012, 2011 and 2010. The second bank is Bank Asya in the same 2012. Kuveyt Türk also has the highest average growing rate in the foreign funds with Bank Asya. The second participant bank is Bank Asya in the average rates.
Table 7 Fund Distributions of Participation and Deposit Banks, 2007-2012 (Million TL)
|
2007
|
2008
|
2009
|
2010
|
2011
|
2012
|
2007-2012 Inc. Rate
|
Deposit Banks
|
356.984
|
453.485
|
507.258
|
614.681
|
656.276
|
708.079
|
%98
|
Participation Banks
|
14.943
|
19.210
|
26.842
|
33.828
|
39.869
|
49.151
|
%229
|
Deposit + Participation B.
|
371.927
|
472.695
|
534.100
|
648.509
|
696.145
|
757.230
|
%104
|
Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012-13) (PBAT, The Participation Banks Association of Turkey, 2012-13).
Table 8 Total Deposits in Deposit Banks, 2007-2012 (Million TL)
Year
|
2007
|
2008
|
2009
|
2010
|
2011
|
2012*
|
Total 1000TL
|
356.983.744
|
453.484.686
|
507.258.479
|
614.680.785
|
656.276.000
|
708.079.178
|
Inc. Rate
|
|
27
|
12
|
21
|
7
|
8
|
When figures are compared as of the end of 2007 and 2011, it is seen that participation banks have two times bigger percentage of increase than deposit banks on the percentage basis in terms of rate of increase. Participation banks taken into account, total fund + deposit in Turkey reaches 696 billion TL as of the end of 2011.
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