International Conference on Economic and Social Studies, 10-11 May, 2013, International Burch University, Sarajevo

Total Funds Collected, 2007-2012

Bank Asya is the leading participation bank with an amount of 15.7 billion Turkish Lira; In terms of total funds collected as the end of 2012. Kuveyt Türk, Türkiye Finans and Albaraka Türk follow Bank Asya respectively. As of the end of 2012, total funds collected by participation banks reached to approximately 49 billion Turkish Lira, after an increase of 229 % compared to the end of 2007. Figures of deposit banks and participation banks are shown below which facilitates to make a comparative analysis between them.
Table 6 Total Funds Collected, 2007-2012 (1000TL)

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	TOTAL SUM
Average 2007-2012	6.099.870	9.830.439	7.068.463	7.641.757	30.640.528
2012	9.225.018	15.741.858	12.755.043	11.429.536	49.151.455
2011	8.044.747	12.397.043	9.918.327	9.509.165	39.869.282
2010	6.881.590	11.166.582	7.381.473	8.397.896	33.827.541
2009	5.464.645	9.136.578	5.358.257	6.882.490	26.841.970
2008	3.985.110	5.842.821	4.069.372	5.312.548	19.209.851
2007	2.998.108	4.697.750	2.928.308	4.318.905	14.943.071

Table 6/b Increase Rate from Previous Year at Total Funds Collected, 2007-2011 (1000TL)

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	Increase Rate From Prev.Year Total Sum
Average 2007-2012	28%	31%	33%	22%	28%
2012	15%	27%	29%	20%	23%
2011	17%	11%	34%	13%	18%
2010	26%	22%	38%	22%	26%
2009	37%	56%	32%	30%	40%
2008	33%	24%	39%	23%	29%
2007	39%	47%	24%	23%	33%

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012-13) (PBAT, The Participation Banks Association of Turkey, 2012-13).

Among participation banks, Kuveyt Türk has the highest increase rate for total funds in 2012, 2011 and 2010. The second bank is Bank Asya in the same 2012. Kuveyt Türk also has the highest average growing rate in the foreign funds with Bank Asya. The second participant bank is Bank Asya in the average rates.

Table 7 Fund Distributions of Participation and Deposit Banks, 2007-2012 (Million TL)

	2007	2008	2009	2010	2011	2012	2007-2012 Inc. Rate
Deposit Banks	356.984	453.485	507.258	614.681	656.276	708.079	%98
Participation Banks	14.943	19.210	26.842	33.828	39.869	49.151	%229
Deposit + Participation B.	371.927	472.695	534.100	648.509	696.145	757.230	%104

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012-13) (PBAT, The Participation Banks Association of Turkey, 2012-13).

Table 8 Total Deposits in Deposit Banks, 2007-2012 (Million TL)

Year	2007	2008	2009	2010	2011	2012^*
Total 1000TL	356.983.744	453.484.686	507.258.479	614.680.785	656.276.000	708.079.178
Inc. Rate		27	12	21	7	8

When figures are compared as of the end of 2007 and 2011, it is seen that participation banks have two times bigger percentage of increase than deposit banks on the percentage basis in terms of rate of increase. Participation banks taken into account, total fund + deposit in Turkey reaches 696 billion TL as of the end of 2011.