Tasdiqlayman” O’quyishlaribo’yichaprorektor S. U. Mehmonov 2022 yil

Online Work
The internet has brought with it lots of opportunities. More and more people are reaping the benefits of working online. This has led to increased job creation across the globe with the rise of sites for freelance work being on the rise at the break of every dawn. Moreover, some organizations that are purely online based allow their employees to work from home as well. Some employees, unless of course they have meetings, will never show up at their office. The opportunities that the internet provides from emails, messaging apps like Slack and even Skype, working from home or where one is comfortable has increased in different parts of the world. We can say that every company has a website or a social media profile, you cannot run the business if you are not online. That’s why there are a lot of Internet professions today.
So here are the most famous Internet professions. First of all, there are professionals that create websites, apps and so on, for example, a programmer or a web designer. Then you need to fill in those websites with information and there are writers, copywriters, rewriters, editors, proofreaders, translators and many others for that. Besides, websites have to be promoted, advertised and spread. Performance enhancers, analysts, advertisers, CEO professionals are doing that.
Of course, these are just a few professions and there are thousands of them already and the number is growing constantly. The big growth happened during the coronavirus pandemic in 2020 because it was forbidden to communicate face-to-face due to the potential life threatening disease.
Online work has a lot of advantages compared to work in the office because when you work online you can stay free and for example travel and yet to be able to fulfill all your work responsibilities.

Internet o'zi bilan juda ko'p imkoniyatlarni olib keldi. Ko'proq odamlar onlayn ishlashning afzalliklarini ko'rishmoqda. Bu butun dunyo bo'ylab yangi ish o'rinlari yaratilishiga olib keldi, har tong otishi bilan mustaqil ish uchun saytlar ko'payib bordi. Bundan tashqari, faqat onlayn rejimda ishlaydigan ba'zi tashkilotlar o'z xodimlariga uydan ishlashga imkon beradi. Ba'zi xodimlar, agar ular uchrashuvlar bo'lmasa, hech qachon o'z ofisida ko'rinmaydi. Internetning elektron pochta xabarlari, Slack va hatto Skype kabi xabar almashish ilovalari, uydan turib yoki qulay bo'lgan joyda ishlash imkoniyatlari dunyoning turli burchaklarida ko'paydi. Aytishimiz mumkinki, har bir kompaniyaning veb-sayti yoki ijtimoiy media profili bor, agar siz onlayn bo'lmasangiz, biznesni yurita olmaysiz. Aynan shuning uchun ham bugungi kunda Internetdagi kasblar juda ko'p.

Shunday qilib, bu erda eng mashhur Internet kasblari mavjud. Birinchidan, veb-saytlar, ilovalar va boshqalarni yaratadigan mutaxassislar bor, masalan, dasturchi yoki veb-dizayner. Keyin siz ushbu veb-saytlarni ma'lumot bilan to'ldirishingiz kerak va buning uchun yozuvchilar, kopirayterlar, rerayterlar, muharrirlar, korrektorlar, tarjimonlar va boshqalar mavjud. Bundan tashqari, veb-saytlarni targ'ib qilish, reklama qilish va tarqatish kerak. Buni samaradorlikni oshiruvchilar, tahlilchilar, reklama beruvchilar, bosh direktorlar qilishmoqda.
Albatta, bu faqat bir nechta kasblar va ularning minglablari allaqachon mavjud va ularning soni doimiy ravishda o'sib bormoqda. Katta o'sish 2020 yilda koronavirus pandemiyasi davrida yuz berdi, chunki hayotga xavf tug'diradigan kasallik tufayli yuzma-yuz muloqot qilish taqiqlangan edi.
Onlayn ish ofisda ishlashga nisbatan juda ko'p afzalliklarga ega, chunki siz onlayn ishlaganingizda, siz bepul qolishingiz va masalan sayohat qilishingiz mumkin va shunga qaramay, barcha ish majburiyatlaringizni bajara olasiz.


Finance
Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money and risk and how they are interrelated. It also deals with how money is spent and budgeted.
Finance works most basically through individuals and business organizations depositing money in a bank. The bank then lends the money out to other individuals or corporations for consumption or investment, and charges interest on the loans.
Loans have become increasingly packaged for resale, meaning that an investor buys the loan (debt) from a bank or directly from a corporation. Bonds are debt sold directly to investors from corporations, while that investor can then hold the debt and collect the interest or sell the debt on a secondary market. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important as they invest in various forms of debt. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly-traded corporations.
Central banks act as lenders of last resort and control the money supply, which affects the interest rates charged. As money supply increases, interest rates decrease.
Moliya - bu mablag'larni boshqarish haqidagi fan. Moliyaning umumiy sohalari biznes moliyasi, shaxsiy moliya va davlat moliyasidir. Moliya pulni tejashni o'z ichiga oladi va ko'pincha qarz berishni o'z ichiga oladi. Moliya sohasi vaqt, pul va tavakkal tushunchalari va ularning o'zaro bog'liqligi bilan shug'ullanadi. Shuningdek, u qancha pul sarflangani va byudjetga kiritilganligi bilan bog'liq.
Moliya asosan jismoniy shaxslar va biznes tashkilotlari orqali bankka pul qo'yish orqali ishlaydi. Keyin bank pulni boshqa shaxslar yoki korporatsiyalarga iste'mol yoki investitsiya uchun qarzga beradi va kreditlar bo'yicha foizlarni undiradi.
Kreditlar qayta sotish uchun tobora ko'proq paketlangan bo'lib qoldi, ya'ni investor kreditni (qarzni) bankdan yoki to'g'ridan-to'g'ri korporatsiyadan sotib oladi. Obligatsiyalar to'g'ridan-to'g'ri korporatsiyalardan investorlarga sotiladigan qarzdir, shu bilan birga bu investor qarzni ushlab, foizlarni yig'ishi yoki qarzni ikkilamchi bozorda sotishi mumkin. Banklar kredit berish yo'li bilan moliyalashtirishning asosiy yordamchilari hisoblanadi, garchi xususiy kapital, investitsiya fondlari, to'siq fondlari va boshqa tashkilotlar qarzning turli shakllariga sarmoya kiritganligi sababli muhim ahamiyatga ega bo'ldi. Investitsiyalar sifatida tanilgan moliyaviy aktivlar moliyaviy riskni nazorat qilish uchun moliyaviy risklarni boshqarishga diqqat bilan e'tibor qaratgan holda moliyaviy jihatdan boshqariladi. Moliyaviy vositalar qimmatli qog'ozlar birjalari kabi qimmatli qog'ozlar birjalarida, jumladan, obligatsiyalar kabi qarzlar va ochiq aksiyadorlik jamiyatlaridagi aktsiyalarda qimmatli qog'ozlar birjalarida sotilishiga imkon beradi.
Markaziy banklar oxirgi instant kreditorlari vazifasini bajaradi va pul massasini nazorat qiladi, bu esa undiriladigan foiz stavkalariga ta'sir qiladi. Pul massasi ortishi bilan foiz stavkalari pasayadi