47
Start saving
Personally, I tend to worry about what
I save, not what I spend.
—PAUL CLITHEROE
This one is taught by all the wealth gurus. I read it for the first time
many years ago while reading Talane Miedaner’s book “Coach
yourself to success”. This single advice changed really everything for
me and was the basis for leaving my job and following my dream
many years later. Once you have saved enough living expenses for
nine
months to one year, things start changing. This is a huge
advantage. For example, you stop depending of your boss’s mood.
You can stand up for yourself and say: “If you have problems with my
work, just tell me so.” If at your current job people are not respecting
your boundaries or even harassing you,
in the worst case you can
even quit your job and find another one. Or take a sabbatical.
Furthermore, you are not desperate when you’re going to job
interviews because you don’t need the new job that badly. As a
coach, for me it was and still is important to always have a reserve,
so that I have the freedom to work only with my ideal clients and can
afford to say “No” to clients that aren’t a fit (which a coach should do
anyway, because coaching only works if the “chemistry” is right).
Working out of a need for money surely wouldn’t
bring as good
results. Having a reserve of nine, 12, or even 18 months’
salaries
(the more the better!) saved up just takes a lot of stress off and
makes you feel a lot more secure and gives you peace of mind. To
start saving, you have to spend less or earn more. Most of the time,
it’s easier to cut down your spending and take a look at where your
money is going. The best way is to
automatically deduct the sum
from your account at the beginning of the month and put it into a
savings account.
Questions:
Will you give it a shot?
When will you start saving?
48
Forgive everybody
who has wronged you
(…and most of all yourself)
The weak can never forgive. Forgiveness is the
attribute of the strong.
—MAHATMA GANDHI
People can be more forgiving than you can imagine.
But you have to forgive yourself. Let go of what’s
bitter and move on.
—BILL COSBY
Forgiveness is crucial along your way toward success, fulfillment and
happiness. Personally, I needed a long, long time to learn this. Why
forgive someone if the person did me wrong and it’s only their fault?
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